VAT Bridging Finance

Cover the cost of Tax when purchasing a commercial property, and keep cash flowing whilst waiting for VAT to be recovered.

Whilst there are many lenders offering bridging loans and commercial mortgages, VAT bridging is far more specialist; requiring expertise in commercial property, VAT lending and VAT recovery.

Key Features

Through our collective knowledge, industry experience and comprehensive analysis, Pure Structured Finance produce and present competitive finance proposals to our funding panel.

In such a fluid market with an ever-changing lender appetite, no two deals are the same. Some of our key strengths are:

  • Advances of up to 100% of VAT due to HMRC
  • Fast completions
  • Loans from £50,000+
  • Fully-structured, bespoke debt advisory
  • All UK and certain EU jurisdictions considered
  • Flexible loan terms
  • Non-status lending available

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Short-term finance, supporting long-term property goals

There are a number of fees when purchasing a property, but a key difference between residential and commercial is the requirement to pay VAT. A VAT bridging loan can help when a standard finance deal does not cover this cost, or you were unaware of the charge.

Claiming back this VAT can take up to six months, so topping up your finances with a VAT bridging loan could help with cashflow when you need it most.

Why use us?

Trust builds relationships, relationships create results


We can advise on a solution, cost, timings etc from the initial consultation. We can also act quickly to source the funding you require with unrivalled knowledge of the market and process. We assist you through the application and deal with relevant professionals


We’ll present a detailed and compelling overview of the opportunity, its market opportunity, strategy, and capital structure, tailored specifically to the target recipient. With decades of experience in the industry, we act as a financial consultant for your business


There is a not a fixed asset class we cannot structure short-term finance for. Including, but not restricted to, office, retail, PBSA, residential, hotels, industrial, renewables or mixed-use portfolio


An unparalleled offering - Clients with a requirement to access to all fund types to meet their lending needs. From family offices, institutions, international/specialist banks, pension funds, private funds, and other providers

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When a care home lost its CQC rating, its owners also lost their finance. We helped them secure the funds to bring the property back up to standard.

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£6m Acquisition to Expand a Hotel Chain

Read how we helped our client secure £6m of finance to purchase several buildings in need of refurbishment and expand an existing hotel chain portfolio.

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