Auction Finance

When buying a property at auction, successful bidders are usually required to provide the funds necessary to complete their purchase withing 28 days, or face losing their deposit.

Long-term financing is ill-equipped for these scenarios, frequently taking months, rather than weeks, to complete. An auction bridging loan ensures that bidders can complete within auction deadlines, providing time to organise long-term plans or carry out renovations.

Key Features

Auction Finance can be used for a wide range of asset types. With our extensive market knowledge and relationships with numerous lenders, we can source the most competitive auction funding:

  • Up to 85% LTV (100% with other assets)
  • Fast turnarounds, often within days
  • Desktop valuations and reduced or inhouse legals available
  • No limit on quantum/size
  • All asset classes (resi/mixed/com/land)
  • Terms up to 24 months, from 0.55%pcm
  • Traditionally unmortgageable properties considered
  • On panel with select funders

Match yourself to specialist property finance lenders

Compare bridging finance loans & secure a decision in principle

Get an Instant Quote

Fast auction finance, to support your long-term goals

Whether you are seeking to clarify your potential borrowing capacity ahead of an auction, secure a preliminary offer from a lender prior to bidding, or obtain capital to complete the purchase of a property you have already won, our expert team is ready to assist.

We tailor each application to meet your specific needs and to meet the requirements of lenders. This ensures completions fast enough to meet auction deadlines, and a smooth transaction between borrower and lender.

Auction purchases present an opportunity for exceptional value, with assets often being acquired well below market value. However, auctions also carry their own unique risks. As Real Estate and Finance specialists, Pure Structured Finance can help you navigate these risks and reap even greater rewards.

Why use us?

Trust builds relationships, relationships create results


We can provide valuable insight prior to auction by clarifying your borrowing capacity, examining the feasibility of your opportunity, and assessing the availability of finance solutions, allowing you to bid with confidence.


We have an in-depth knowledge of the auction finance market and preexisting relationships with many lenders operating within it, reducing the time it would otherwise take to find and connect with suitable lenders.


We’ll present a detailed and compelling overview of the opportunity, tailored specifically to the target recipient and ensuring that every lender’s first impression of your proposal is a positive one.


As experienced financial consultants, we are able to structure auction financing for any fixed asset class. This includes (but is not limited to) Residential, Office, Retail, PBSA, Hotels and Mixed-Use property.

Lease Extension and £4m Loan for Prime London Refurbishment

A client seeking to buy a property with a short lease was unable to secure traditional debt. We helped them secure the funds to purchase, and subsequently refurbish and extend the lease on the property.

Read More

£6m Acquisition to Expand a Hotel Chain

Read how we helped our client secure £6m of finance to purchase several buildings in need of refurbishment and expand an existing hotel chain portfolio.

Read More